M S S R F - Afifah Rahman Yamasaki Bank

Afifah Rahman Yamasaki Bank

Fish Vending & Multiple Enterprise

Location	Kobbarchettipeta, Kakinada, Andhra Pradesh

Geographical Map

The Group	Devi Mahila Self Help Group

Date of Loan Disbursement	March 2004

Loan Amount	Rs. 30,000

Activity	The group lives in the East coast of India in the state of Andhra Pradesh. They belong to the fishing community and are dependent on the sea for their livelihood. Earlier they were dependent on Mangroves for livelihood. They used to cut the Mangroves and sell them to supplement their income.

	Now the people of these villages have come together to be a part of ‘The Joint Mangrove Management Committee for conversing the mangroves. In order to enhance their livelihood opportunities to help them earn a regular income, M. S Swaminthan Research Foundation has facilitated the idea of starting micro-enterprises. The members of the group have taken up various micro-enterprises such as Fish vending, Rice Vending, Milk Vending Vegetable Vending etc., These enterprises gives a regular source of income. This additional income helps them in improving their economic status and in providing their children with better nutritious food, education and housing.

Status	Loan amount fully repaid.

Book Binding & Screen Printing

Location

Chooramala Village, Wayanad Dist, Kerala

Geographical Map

The Group

Aiswaraya Self Help Group

Date of Loan Disbursement

March-2003

Loan Amount

100000 (Rs.34,000 from this Bank)

Activity

The Group has undergone formal training in bookbinding and screen-printing. They have procured orders for supply of notebooks from the nearby primary and elementary schools. They buy paper in bulk and stitch quality notebooks. The enterprise has generated employment for 12 members of the group. They are able to earn an average income of $20 (Rs. 1000) per member per month. They intend to expand their market by supplying notebooks to the retail shops in the nearby towns. They are developing their own design for notebook covers through screen-printing.

Status

Loan amount fully repaid.

Dairy Farming

Location

Keezavanjore Village, Karaikal Dist, Tamil Nadu

Geographical Map

The Group

Putrumariaman Self Help Group

Date of Loan Disbursement

February-2002

Loan Amount

Rs.50,000

Activity

The group has purchased 5 cows to start a household level Dairy. The cows on an average give 30 liters of milk per day. The milk is sold to the local Milk Co-operative Society. The group is able to generate an income of $210 per month. This enterprise has changed their living standard in terms of health, education for children and incoming earning opportunity.

Hybrid Seed Production

Location

Reddiar chattram Village, Kannivadi, Tamil Nadu

Geographical Map

The Group

R.T. Memorial Self Help Group

Date of Loan Disbursement

February-2001

Loan Amount

Rs.62,625

Activity

An interest free loan from the Afifah Rahman Yamasaki Bank was given to this group. They produced okra (Ladies fingers) hybrid seeds and marketed them initially in collaboration with the Indo American Hybrid Seed Company. Now they are marketing on their own to local farmers. This has become a very good source of income for the group. The members of this group had undergone training on various aspects of hybridizing horticultural crops. They have repaid the loan amount.

Status

Loan Amount Fully Repaid