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| Integrated Dairy Project |
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| Location |
Kodathur Village,
Pondicherry |
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| Geographical Map |
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| The Group |
SHG's of Kodathur, Manaveli
& Kaikelaipattu |
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Date
of Loan Disbursement |
January 2004 |
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| Loan Amount |
Rs. 4,56,300
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| Activity |
SHGs of Kodathur, K.Manaveli
and Kaikelaipattu villages in Pondicherry have started
Dairy activity. The groups have gone on exposure visit
to Hatsun Agro Product Ltd at Salem a Private Modern Dairy
Unit. They have also attended several training programmes
on Dairy Management. They have entered into agreement
with Hatsun Agro Product Ltd., for supply of milk. . Hatsun
makes payment for the milk procured once in 15 days into
the groups savings account with the SBI. |
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| StateBank of India, Pondicherry
had provided loan to the groups to buy 86 cows at the
rate of Rs. 12,500/- each. The groups are only 8 to 10
months old and have savings of around Rs.4000/ on an average.
Each group required some amount as loan in order to be
eligible to get the loan from SBI. Friends of MSSRF Multiple
Donors Bank had given an interest-free loan of Rs. 453,000
($9000) to enable the group to access bank credit of Rs.
25,00,000 ($50,000) The Project was inaugurated by Dr.
Bruce Alberts, President national Defence Academy in Jan
2004. |
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| Trichoderma
Viridi Production |
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| Location |
Chockalingapuram Pudur
village, Kannivadi, Tamil Nadu |
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| Geographical Map |
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| The Group |
Illaya Thendral,Sockalingam |
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Date
of Loan Disbursement |
March 2003 |
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| Loan Amount |
Rs.60000 (Rs.1,000 from
this bank) |
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| Activity |
The group availed an
interest-free loan to start production of Trichoderma
Viridi. They have undergone formal training from the Tamilnadu
Agricultural University to produce Trichoderma Virdi.
The group had entered into an marketing agreement with
an agency for their entire produce from the group. This
Bio-fungicide is widely used by the farmers all over country
and are in good demand. This enterprise had provided an
income earning opportunity for the group members; this
income helped them in improving their economic status
and in providing their children with better nutritious
food, education and housing. |
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| Status |
Loan Amount Fully Repaid |
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| Eco-Friendly
Vehicle |
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| Location |
Thirukanchipet Village,
Pondicherry |
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| Geographical Map |
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| The Group |
Masukattupadu SHG |
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Date
of Loan Disbursement |
May 2003 |
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| Loan Amount |
Rs. 1,30,000 |
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| Activity |
The Eco-friendly vehicle
was purchased by the SHG by availing loan from Indian
bank for Rs. 3,88,000/- in Jan 2003. It is operated as
public transport vehicle between Thirukanchi village and
Villianur. It is very popular, especially, among women
and school going children for it comfortable and smooth
ride. On an average the group is having a collection of
Rs. 900/ per day operating the vehicle. They have paid
loan installments in advance to the bank. The current
outstanding is only Rs. 1,13,000/- . They have taken a
loan to meet their operating expenses. How ever the group
has decided to sell the vehicle as maintenance cost is
increasing, due to wear and tear to the vehicle because
of excessive use than permitted by the manufacturer of
the vehicle. |
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| Community
Fish Pond |
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| Location |
Manitri, Kendrapara, Orissa |
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| Geographical Map |
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| The Group |
Baladev Jew Swayam SHG |
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Date
of Loan Disbursement |
July 2003 |
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| Loan Amount |
Rs. 15,000 |
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| Activity |
The group consisting 17women
members have taken digging community pond on contract
basis from Grama Panchayat. Started Fishery for a Income
generation. This enterprise had provided an income earning
opportunity for the group members; this income had helped
them in improving their economic status and in providing
their children with better nutritious food, education
and housing. |
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| Status |
Loan amount fully repaid |
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| Fishery
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| Location |
Christianpetta Village,
Jeypore Dist, Orissa |
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| Geographical Map |
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| The Group |
RAJ Nagar Mahila SHG |
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Date
of Loan Disbursement |
January 2003 |
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| Loan Amount |
Rs. 70000 (Rs.4,000 from
this bank) |
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| Activity |
The group availed interest-free
loan to pay lease amount and to buy seedlings for fish
culture. The group started fish culture by taking the
village Community Pond measuring 7.5 Acres on lease for
a period 2 years. They will grow fish and harvest once
a year. There is perennial demand for fish. From the sale
value they have got enough profit to repay the loan and
share the remaining amount among themselves. All the members
of this group are tribalsand they had repaid the loan
amount taken from this bank. |
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| Status |
Loan Amount Fully Repaid |
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| Terracotta
Dolls |
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| Location |
Villianur Village , Pondicherry |
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| Geographical Map |
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| The Group |
Thamarai Self Help
Group |
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Date
of Loan Disbursement |
January 2003 |
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| Loan Amount |
Rs. 15,000 |
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| Activity |
The group availed interest-free
loan to buy different type of clays required for making
Terracotta dolls. They make small miniature models of
animals, Gods and Goddess and sell them once in three
months during festive season by putting-up a stall in
exhibitions. This loan amount has helped them to increase
their production capacity. The job is very time consuming.
Terracotta doll making is a traditional skill which has
been turned into a commercial business. Now this skill
is passed on to others through training.This enterprise
had provided an income earning opportunity for the group
members; this income will help them in improving their
economic status and in providing their children with better
nutritious food, education and housing. |
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| Status |
Loan amount fully repaid |
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| Dairy
& Goat Rearing |
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| Location |
Kottapady, Wayanad, Kerala |
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| Geographical Map |
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| The Group |
Amrutha SHG |
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Date
of Loan Disbursement |
November 2005 |
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| Loan Amount |
Rs. 75,000 (Rs.10,000
from this Bank) |
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| Activity |
The members of this group
have chosen Goat Rearing as it is giving assured income.
Goat Rearing is a renumerative business in this part of
Kerela. Rearing Goat is like having cash on Hand. There
is continuous demand for Goats and it fetches good price.
The group members will multiply the Goats and keeping
the younger ones will sell the older goats and this process
gives a regular source of income for them.
1. Technology – The group has undergone training on Goat
Rearing at our Agrobiodiversity Centre. Because of the
success of the other groups in Rearing Goats the above
mentioned groups who have gained confidence to start this
business, to replicate it.
2. Market – There is sufficient demand for Goat through
out the year and Goats fetches good price in all seasons.
There is a slight “lull” in the market during Ramzan Fasting
days
3. Credit – The groups bringing 25% has their in investment
only the remaining amount is being given as loan.
4. Management – Continuous facilitation will be provided
by MSSRF
The enterprise has provided an income earning opportunity
for the group members; this income will help them in improving
their economic status and in providing their children
with better nutritious food, education and housing. |
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