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| Processing Minor Millets |
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| Location |
Alathur nadu, kolli Hills,
Tamil nadu |
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| Geographical Map |
 |
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| The Group |
Nanbarkal SHG |
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|
Date of Loan Disbursement |
February 2004 |
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| Loan Amount |
Rs. 60,000 |
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|
| Activity |
The SHGs of Kolli Hills are supplying
millets to FOOD WORLD(chain of supermarket at chennai
city) for almost a year. Nanbargal SHG is coordinating
the supply by procuring the millets, transporting, cleaning
and packing and delivering it to FOOD WORLD at Chennai.
However, they receive payment from FOOD WORLD only after
about 45 to 60 days. They need to pay for the product
and services to the other SHGs who are doing different
type of work as mentioned above. With funds flow being
stuck for 45 days they are not able to effect the next
supply on time to FOOD WORLD. The loan is given to bridge
the working capital gap.The group is able to repay the
loan installment regularly. |
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|
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|
| Banana Cultivation |
| |
|
| Location |
Kottapady Village, Wayanad, Kerala |
| |
|
| Geographical Map |
|
| |
|
| The Group |
Prathiba SHG |
| |
|
Date of Loan Disbursement |
November 2003 |
| |
|
| Loan Amount |
Rs. 25,000 |
| |
|
| Activity |
The Group has started Banana cultivation
by availing an interest-free loan to generate more income.
It takes a year to cultivate and harvest Banana. The Group
has taken land on lease and working together. After harvesting
they were able to repay the loan in one installment and
earn a sizeable income to augment their living standards.
|
| |
|
| Status |
Loan amount fully repaid |
| |
|
|
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| Dairy Farming
|
| |
|
| Location |
Puthoorvayal Village, Wayanad, Kerala |
| |
|
| Geographical Map |
|
| |
|
| The Group |
Haritha SHG |
| |
|
Date of Loan Disbursement |
November 2003 |
| |
|
| Loan Amount |
Rs. 100000 (Rs34,000 from this bank)
|
| |
|
| Activity |
The group has purchased 10 cows to
start a household level Dairy. The cows on an average
give 30 liters of milk per day. The milk is sold to the
local Milk Co-operative Society. The group is able to
generate an income of $210 per month. This enterprise
has changed their living standard in terms of health,
education for children and incoming earning opportunity. |
| |
|
| Status |
Loan amount fully repaid |
| |
|
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