The group lives in the East coast of India in the state of Andhra Pradesh. They belong to the fishing community and are dependent on the sea for their livelihood. Earlier they were dependent on Mangroves for livelihood. They used to cut the Mangroves and sell them to supplement their income.
Now the people of these villages have come together to be a part of ‘The Joint Mangrove Management Committee for conversing the mangroves. In order to enhance their livelihood opportunities to help them earn a regular income, M. S Swaminthan Research Foundation has facilitated the idea of starting micro-enterprises. The members of the group have taken up various micro-enterprises such as Fish vending, Rice Vending, Milk Vending Vegetable Vending etc., These enterprises gives a regular source of income. This additional income helps them in improving their economic status and in providing their children with better nutritious food, education and housing.
Status
Loan
amount fully repaid.
Book
Binding & Screen Printing
Location
Chooramala Village,
Wayanad Dist, Kerala
Geographical
Map
The Group
Aiswaraya Self
Help Group
Date
of Loan Disbursement
March-2003
Loan Amount
100000 (Rs.34,000
from this Bank)
Activity
The Group has undergone formal training in bookbinding and screen-printing. They have procured orders for supply of notebooks from the nearby primary and elementary schools. They buy paper in bulk and stitch quality notebooks. The enterprise has generated employment for 12 members of the group. They are able to earn an average income of $20 (Rs. 1000) per member per month. They intend to expand their market by supplying notebooks to the retail shops in the nearby towns. They are developing their own design for notebook covers through screen-printing.
Status
Loan amount
fully repaid.
Dairy
Farming
Location
Keezavanjore Village,
Karaikal Dist, Tamil Nadu
Geographical
Map
The Group
Putrumariaman
Self Help Group
Date
of Loan Disbursement
February-2002
Loan Amount
Rs.50,000
Activity
The group has purchased 5 cows to start a household level Dairy. The cows on an average give 30 liters of milk per day. The milk is sold to the local Milk Co-operative Society. The group is able to generate an income of $210 per month. This enterprise has changed their living standard in terms of health, education for children and incoming earning opportunity.
Hybrid
Seed Production
Location
Reddiar chattram
Village, Kannivadi, Tamil Nadu
Geographical
Map
The Group
R.T. Memorial
Self Help Group
Date
of Loan Disbursement
February-2001
Loan Amount
Rs.62,625
Activity
An interest free loan from the Afifah Rahman Yamasaki Bank was given to this group. They produced okra (Ladies fingers) hybrid seeds and marketed them initially in collaboration with the Indo American Hybrid Seed Company. Now they are marketing on their own to local farmers. This has become a very good source of income for the group. The members of this group had undergone training on various aspects of hybridizing horticultural crops. They have repaid the loan amount.
The group has purchased 5 cows to start a household level Dairy. The cows on an average give 30 liters of milk per day. The milk is sold to the local Milk Co-operative Society. The group is able to generate an income of $210 per month. This enterprise has changed their living standard in terms of health, education for children and incoming earning opportunity.
