The group lives in the East coast of India in the state of Andhra Pradesh. They belong to the fishing community and are dependent on the sea for their livelihood. Earlier they were dependent on Mangroves for livelihood. They used to cut the Mangroves and sell them to supplement their income.
The people of this villages have come together to be a part of ‘The Joint Mangrove Management Committee for conserving the mangroves. In order to enhance their livelihood opportunities and to help them to earn a regular income, M. S Swaminthan Research Foundation has facilitated the idea of starting micro-enterprises. The members of the group have taken up various micro-enterprises such as Fish vending, Rice Vending, Milk Vending, Vegetable Vending etc., These enterprises gives a regular source of income. This additional income helps them in improving their economic status and in providing their children with better nutritious food, education and housing.
Status
Loan
amount fully repaid.
Banking
as an Enterprise
Location
Reddiar
chattram , Kannivadi, Tamil
Nadu
Geographical
Map
The Group
Kulumai
Federation of Self Help Group
Date
of Loan Disbursement
June 2003
Loan Amount
Rs. 2,00,000
(Rs.30,000 from this Bank)
Activity
'Kulumai Federation consists of 104 Self Help Groups with 1560 members in the Kannivadi region. Each SHG has got two representative in the Federation. The Federation has a savings of Rs.1,00,000/- from the contribution received from the groups.
By taking interest-free loan of Rs. 2,00,000/ they lent small amounts to the Groups to meet their urgent domestic, personal and business requirements.' Kulumai meets the banking needs of the groups at grassroot's level. From the profits earned they were able to repay the loan and meet the working expenses of the Federation.
Status
Loan
amount fully repaid.
Minor
Millets & Paddy Mill
Location
Thannimathupatty
village of Kolli Hills, Tamil
Nadu
Geographical
Map
The Group
Iyarkai
Pathukapore shg
Date
of Loan Disbursement
December
2000
Loan Amount
Rs. 55,000
Activity
Kolli Hills situated in a very remote area, produces minor millets and rice. Minor millets are a source of micronutrients and its production declined for various reasons, one being the time taken for de-husking. Enhanced use is the only way of conserving these species, and it can be done only by reducing the drudgery involved in de-husking them. So, the group started a mill for de-husking minor millets by availing an interest-free loan.
The people of this villages have come together to be a part of ‘The Joint Mangrove Management Committee for conserving the mangroves. In order to enhance their livelihood opportunities and to help them to earn a regular income, M. S Swaminthan Research Foundation has facilitated the idea of starting micro-enterprises. The members of the group have taken up various micro-enterprises such as Fish vending, Rice Vending, Milk Vending, Vegetable Vending etc., These enterprises gives a regular source of income. This additional income helps them in improving their economic status and in providing their children with better nutritious food, education and housing.
Kolli Hills situated in a very remote area, produces minor millets and rice. Minor millets are a source of micronutrients and its production declined for various reasons, one being the time taken for de-husking. Enhanced use is the only way of conserving these species, and it can be done only by reducing the drudgery involved in de-husking them. So, the group started a mill for de-husking minor millets by availing an interest-free loan.
