The groups were formed Kaudasi, a reputed NGO working in Thanjavur on formation of SHGs and linking them with Banks. The groups are 2 years old and have regular saving habits and are homogenous. The SHG has started Gem cutting units. Gem cutting is traditional cottage industriy which has been a source of income and employment for people of Thanjavur and Trichy District. Both the groups have been in this business and have considerable experience. This loan would help them to purchase cutting and polishing machine, which will lead to employment and income to other members of the group. They work on job orders. The get gems in bulk from jewelers and merchants cut them in different shape and polish them with help of machines. The are being paid on piece rate by the merchants. More they work more the income. This will help the group members earn additional income.
Sustainable
Self Help Group norms:
Technology – The group
is already in business and has
the necessary skill.
Market – Both income
generating activity do not have
marketing problem as they are
working on job orders.
Management – VKC MSSRF
will provide continuous facilitation
by providing need-based capacity
building training programmes.
This enterprise is providing an income earning opportunity for the group members; this income helped them in improving their economic status and in providing their children with better nutritious food, education and
housing. The group is able to repay the loan installment regularly.
Tailoring
Location
Pada
Gayaspur, Kendrapara, Orissa
Geographical
Map
The Group
Arnapurna Self
Help Group
Date
of Loan Disbursement
August 2003
Loan Amount
Rs. 15,000
Activity
Arnapurna Self-Help Group is located in the coastal region of Kendrapara district in Orissa state. The group consists of 20 members has taken loan for starting tailoring unit in the village. As, there are no tailors in the village and people have to go to next village for stitching the clothes. They have taken loan of Rs. 15000 from community banking. This activity helped the villagers and created employment opportunities among village women especially youngsters. The group has fully paid the loan amount.
Loan Status
Fully Repaid
Trichoderma
Viridi Production
Location
Chockalingapuram
Pudur village, Kannivadi, Tamil Nadu
Geographical
Map
The Group
Illaya Thendral,
Sockalingam
Date
of Loan Disbursement
March 2003
Loan Amount
Rs. 60,000
Activity
The group availed an interest-free loan to start production of Trichoderma Viridi. They have undergone formal training from the Tamilnadu Agricultural University to produce Trichoderma Virdi. The group has entered into an marketing agreement with an agency which will buy the entire produce from the group. This Bio-fungicide is used by the farmers and are in good demand. The enterprise has provided an income earning opportunity for the group members; this income will help them in improving their economic status and in providing their children with better nutritious food, education and housing.
